If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
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1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| United Financial Credit Union 2 Year CD Account |
1.10%
Date: Feb 14, 2012
|
| Northpointe Bank 2 Year CD Account |
1.05%
Date: Feb 16, 2012
|
| Generations Family Credit Union 2 Year CD Account |
0.95%
Date: Feb 7, 2012
|
| Fm Financial Credit Union 2 Year CD Account |
0.70%
Date: Feb 20, 2012
|
| Consumers Professional Credit Union Savings Account |
0.25%
Date: Feb 13, 2012
|
| Generations Family Credit Union 2 Year CD Account |
0.92% to
0.95% Date: Feb 7, 2012
|
| Generations Family Credit Union 12 Month CD Account |
0.52% to
0.55% Date: Feb 7, 2012
|
| Generations Family Credit Union 6 Month CD Account |
0.42% to
0.45% Date: Feb 7, 2012
|

