Current Best Mortgage Rates in Saginaw, MI

If you, along with many other potential homeowners, have been enticed by dropping mortgage rates and are planning on financing your first home, now might actually be the perfect time. Keep in mind, just because average Saginaw mortgage rates are at their lowest doesn’t mean every lender will be offering an affordable financing option. In order to lower the overall expense of your home purchase as much as possible, it’s recommended you research the rates available locally and find the very best.

Whether you’re interested in a traditional fixed rate mortgage or are planning on obtaining an ARM, there’s a lender in Saginaw, MI with a great rate for you. Below is a list of the best mortgage rates in Saginaw across a host of loan types.

Saginaw Banks and Credit Unions with Lowest Mortgage Rates

Top Saginaw 15-Year Fixed Mortgage Rates

• JPMorgan Chase Bank, National Association: 3%
• • No Orig. Fees
  • Points: 0.25


• Fifth Third Bank: 3.13%
• • No Orig. Fees
  • Points: 0


• Bank of America, National Association: 3.25%
• • No Orig. Fees
  • Points: 1.25

Best 30-Year Fixed Mortgage Rates in Saginaw

• JPMorgan Chase Bank, National Association: 3.63%
• • No Orig. Fees
  • Points: 0.38


• Fifth Third Bank: 4%
• • No Orig. Fees
  • Points: 0


• Chemical Bank: 4.13%
• • No Orig. Fees
  • Points: 0

Lowest Saginaw 3/1 ARM Mortgage Rates

• Fifth Third Bank: 2.38%
• • No Orig. Fees
  • Points: -0.13
  • Caps: 2% per Adjustment Period


• Flagstar Bank, FSB: 2.89%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• PNC Bank, National Association: 3%
• • Orig. Fees: $699.000
  • Points: 0
  • Caps: 2% per Adjustment Period

Best Mortgage Rates for a 5/1 ARM in Saginaw

• Bank of America, National Association: 2.63%
• • No Orig. Fees
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Fifth Third Bank: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• JPMorgan Chase Bank, National Association: 2.75%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Be sure you confirm these interest rates with the lender before applying. Mortgage rates are accurate as of November 1, 2011, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Saginaw mortgage rate.